WHAT WE COVER FOR YOUR FAMILY
Services
View the range of protection services to protect your family or business
We offer a range of services to protect you and your family
Life Insurance
Life insurance is a type of insurance contract which pays out a lump sum to your dependants should you pass away during the term of the contract.
Critical Illness
Critical illness insurance is where an insurer typically makes a lump sum cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list in the policy.
Private Health Cover
Private health cover is a type of insurance policy that pays for private healthcare, giving you faster access to diagnosis, treatment, and specialist care outside the NHS.
Income Protection
Income Protection pays benefits to policyholders who are incapacitated and hence unable to work due to illness or accident.
Whole of Life Cover
Whole of life cover is a type of life insurance that guarantees a payout whenever you pass away, no matter when that is. Unlike term insurance, it doesn’t expire—as long as you keep up with the premiums, your loved ones will receive a lump sum whenever it’s needed most.
Over 50’s Plan
Over-50s life insurance requires regular monthly payment instalments and when you die, it pays out a lump sum to nominated recipients.
WHAT WE COVER FOR YOUR BUSINESS
We offer a range of services to protect you and your business
Relevant Life
Relevant Life Cover is a tax-efficient life insurance policy, allowing companies to offer a death-in-service benefit to its employees and pays out a tax-free, lump sum on the death.
Private Medical Cover
Private medical cover for employees is a type of business insurance that provides staff with access to private healthcare, helping them get faster diagnosis, treatment, and recovery—reducing time off work and supporting overall wellbeing.
Key Man Protection
Key person insurance is an insurance policy taken out by a business to compensate for financial losses from the death or extended incapacity of an important member of the business.
Shareholder Protection
Shareholder protection involves writing up a series of legal agreements that set out how shares are to be managed if a stakeholder passes away.